Your bank or building society should tell you the reason unless they suspect you of fraud or money laundering.
If you don’t agree with the decision and think you’re entitled to open a fee-free basic bank account, you can appeal to your bank or building society.
Your bank or building society can close your fee-free basic bank account or move you onto a standard current account if you: They must give you at least two months’ written notice, giving you time to appeal if you don’t agree.
Mistakes can happen but there are things you and your bank or building society can do to put things right.
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If you have a complaint about the service you receive, first contact your bank or building society to give them a chance to sort the problem out.
They should look into your complaint and reply within eight weeks.
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