"This is one more option, and the more options, the better." Despite more travelers hitting the skies, airfare prices have been dropping recently thanks to lower fuel costs and more capacity.Airlines have been expanding their routes and adding flights in the wake of lower oil prices.Cross River Bank, a New Jersey chartered bank, is the lender for all loans initiated through Affirm.Affirm underwrites and services these loans in association with Cross River Bank.
Affirm charges a small finance charge when you split your purchase into multiple payments.
They will always clearly state the cost of the finance charge in terms of real dollars ($) and an Annual Percentage Rate (APR) so that you can know exactly what you’re paying.
Affirm never charges any compounding interest and there are no hidden fees.
This is no different from other agreements to repay people or businesses for goods and services.
Affirm reserves the right to seek collection from delinquent accounts.